Top One Trader is a prop trading firm that offers an opportunity for traders around the world to get funded and trade with significant capital without risking their own money. With a strong emphasis on trader freedom, rapid scaling plans, and cutting-edge evaluation models, Top One Trader has quickly positioned itself as a serious contender in the ever-growing world of proprietary trading.
What makes Top One Trader stand out from other firms is its simplified evaluation process, one-step challenge, and higher profit share from the very beginning. Let’s dive deep into all the features, pros, cons, and everything in between to help you decide whether this prop firm is the right choice for your trading journey.
Key Highlights
One-Step Evaluation Process: Traders only need to pass one phase to become funded, saving time and eliminating complex multiple-phase verifications.
Payouts from Day 1: Traders can request payouts as early as the first trading day after passing the challenge.
High Profit Split: Traders receive up to 90% profit split, starting at 80%.
No Time Limits: No minimum trading days or maximum time pressure to pass the challenge.
Scaling Plan: Traders who perform consistently can scale their accounts up to $1 million.
Low Drawdown Limits: Daily drawdown set at 4%, max drawdown at 8%—challenging but manageable with proper risk management.
Crypto & Forex Friendly: Offers both MT4 and MT5 platforms, and a wide range of tradable assets including crypto, indices, commodities, and forex.
Evaluation Process
Top One Trader simplifies the evaluation phase into a single-step challenge. This is a game-changer compared to traditional two-phase or three-phase evaluations offered by other firms.
Challenge Parameters (Example for $100,000 Account):
Profit Target: 10%
Daily Drawdown: 4%
Max Drawdown: 8%
Minimum Trading Days: None
Time Limit: None
Leverage: 1:100
Once the trader hits the profit target without breaching the drawdown rules, they’re eligible to become a funded trader. No second step, no waiting.
Funded Account Features
Once funded, traders get access to real capital and can start requesting payouts almost immediately. The firm allows payouts starting after just one day of live trading, which is far more flexible than most firms that require a minimum of 10–30 days before eligibility.
Starting Split: 80% to the trader
Scaling to 90% after consistent performance
Bi-weekly Payouts (and can be requested weekly based on eligibility)
Fast Processing via Tipalti: Multiple withdrawal methods available, including PayPal, bank transfer, and more
Trading Platforms & Instruments
Top One Trader offers both MetaTrader 4 and MetaTrader 5, ensuring compatibility with a wide range of trading strategies, expert advisors (EAs), and indicators. The assets available include:
Major & minor forex pairs
Cryptocurrency pairs
Commodities (Gold, Silver, Oil)
Indices (US30, NAS100, SPX500, etc.)
Execution is fast, spreads are competitive, and slippage is minimal, making it a professional-grade trading environment.
Support & Community
Top One Trader has an active Discord community where traders share ideas, results, and get updates. The support team is available 24/7, offering fast and helpful responses via live chat and email.
In addition to that, the firm provides educational content and real-time account analytics to help traders improve their performance over time.
Pros
✅ One-step challenge — saves time and stress
✅ Payouts can start after day 1
✅ Competitive 90% profit share
✅ No hidden rules like consistency or lot size
✅ Real-time dashboards for performance tracking
✅ Active trader community
Cons
❌ The 4% daily drawdown might be strict for aggressive strategies
❌ No free trial account (though the pricing is affordable)
❌ Limited account sizes compared to older firms (currently max $200k on single challenge)
Pricing (As of 2025)
$10,000 Challenge: $119
$25,000 Challenge: $199
$50,000 Challenge: $299
$100,000 Challenge: $499
All fees are one-time and refunded once the trader becomes funded.
No monthly subscription fees or hidden costs after the initial challenge purchase.
Scaling Plan
For consistently profitable traders, Top One Trader offers a scaling roadmap that allows the account to grow every 3 months based on performance. The potential to scale up to $1,000,000 in managed capital is a major incentive for long-term traders.
Security & Payout Reliability
Top One Trader uses Tipalti, a trusted global payout system, to handle all withdrawals. This ensures timely and reliable payments. There have been no known payment issues reported by the community, and traders consistently receive funds within a few business days.
Who Should Consider Top One Trader?
Top One Trader is ideal for:
Experienced traders who want fast-track funding
Traders frustrated with multi-step or delayed evaluations
Traders with strong risk management and discipline
Those who value high transparency and community engagement
Final Verdict
Top One Trader may be one of the newer players in the proprietary trading space, but it has already gained respect for its transparency, simplicity, and trader-first policies. The one-step challenge, early payouts, and high profit split are major advantages that make it highly competitive against older prop firms.
If you're confident in your trading ability and looking for a fast and fair way to get funded, Top One Trader is absolutely worth considering.